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Budget Calculator

Split your monthly income using the 50/30/20 rule.

The 50/30/20 budget

A popular budgeting rule splits after-tax income into 50% needs, 30% wants and 20% savings or debt repayment. This calculator applies it to your income as a simple starting framework.

Frequently Asked Questions

What is the Budget Calculator?

Split your monthly income using the 50/30/20 rule. It runs instantly in your browser and is completely free.

Is the Budget Calculator free and does it require signup?

Yes. Every calculator on Calculatis is 100% free with no registration, and the values you enter are never stored.

How accurate is the Budget Calculator?

It uses standard, widely-accepted formulas. Results are reliable estimates for general use and are not a substitute for professional advice.