FHA Loan Calculator
Estimate the monthly payment on an FHA home loan including mortgage insurance.
Result
Results are estimates for general information only and are not professional advice.
FHA loan payments
FHA loans allow low down payments but require mortgage insurance (MIP). This calculator adds the monthly mortgage insurance to the principal-and-interest payment so you see the true total monthly cost of the loan.
Frequently Asked Questions
What is the FHA Loan Calculator?
Estimate the monthly payment on an FHA home loan including mortgage insurance. It runs instantly in your browser and is completely free to use.
What do I need to enter to use the FHA Loan Calculator?
The FHA Loan Calculator asks for the following values (5): Home price, Down payment, Interest rate (%), Term (years), Annual mortgage insurance (%). Fill them in and the result appears immediately — the calculation runs on your own device, so nothing you type is sent to a server.
How accurate is the FHA Loan Calculator?
The FHA Loan Calculator uses standard, widely-accepted formulas, so its figures are reliable estimates for everyday planning. They are not a substitute for advice from a qualified professional.
Is the FHA Loan Calculator free, and do I need an account?
Yes. The FHA Loan Calculator — and every other calculator on Calculatis — is completely free, with no registration, no download and no limit on how often you use it.