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Home Equity Loan Calculator

Find how much you can borrow against your home equity.

Borrowing against your home

A home equity loan lets you borrow against the value of your home minus what you still owe. Lenders cap the total loan-to-value ratio, usually around 80–85%. This calculator estimates your available equity and how much you could borrow.

Frequently Asked Questions

What is the Home Equity Loan Calculator?

Find how much you can borrow against your home equity. It runs instantly in your browser and is completely free.

Is the Home Equity Loan Calculator free and does it require signup?

Yes. Every calculator on Calculatis is 100% free with no registration, and the values you enter are never stored.

How accurate is the Home Equity Loan Calculator?

It uses standard, widely-accepted formulas. Results are reliable estimates for general use and are not a substitute for professional advice.