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Present Value Calculator

Find the present value of a future sum of money.

Present value

Money in the future is worth less than money today. Present value discounts a future amount back to today using PV = FV ÷ (1 + r)^n, which is essential for comparing investments and financial decisions.

Frequently Asked Questions

What is the Present Value Calculator?

Find the present value of a future sum of money. It runs instantly in your browser and is completely free to use.

What do I need to enter to use the Present Value Calculator?

The Present Value Calculator asks for the following values (3): Future value, Discount rate (%), Years. Fill them in and the result appears immediately — the calculation runs on your own device, so nothing you type is sent to a server.

How accurate is the Present Value Calculator?

The Present Value Calculator uses standard, widely-accepted formulas, so its figures are reliable estimates for everyday planning. They are not a substitute for advice from a qualified professional.

Is the Present Value Calculator free, and do I need an account?

Yes. The Present Value Calculator — and every other calculator on Calculatis — is completely free, with no registration, no download and no limit on how often you use it.