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House Affordability Calculator

Estimate the home price you can afford from your income.

What can you afford?

Lenders often use debt-to-income limits — roughly 28% of income for housing and 36% for total debts. This calculator applies those limits to estimate a comfortable maximum home price based on your income, debts and down payment.

Frequently Asked Questions

What is the House Affordability Calculator?

Estimate the home price you can afford from your income. It runs instantly in your browser and is completely free.

Is the House Affordability Calculator free and does it require signup?

Yes. Every calculator on Calculatis is 100% free with no registration, and the values you enter are never stored.

How accurate is the House Affordability Calculator?

It uses standard, widely-accepted formulas. Results are reliable estimates for general use and are not a substitute for professional advice.